I feel like it's scary how much people seem to love credit. Why do we love being in debt? Because that's what credit is: intellectualized debt. And I know that credit can be used for good. Cars and houses are very expensive and it can be less financially straining to pay that off in installments. But th problem is you end up paying like 15% more of the original price. And these days, people put anything on credit. Klarna is getting out of hand. Why are you buying clothes you clearly cannot afford? Is it not better to save up for that pair of sneakers than to put on credit? "Girl math is buying things on Klarna and not paying now so it's basically free." You are under spells!! How have we become a financially illiterate as a society? I get building your credit score but I think you should be doing that knowing you have the money to actually pay for that item cash. And only put it on your credit card just for that sake of upping your score. but hey... this is just a hot take. Have a great day! 💕🩷